:root{--gold: #e0b772;--gold-tint: #faf3e6;--navy: #1e2e3e;--navy-deep: #16232f;--charcoal: #343739;--ivory: #f9f9f9;--blue: #669bbc;--line: #d9dce0;--muted: #5c6670;--error: #b3261e;--ok: #1b6e3c;--warn: #8a5a12}*{box-sizing:border-box}html,body{margin:0;padding:0;background:var(--ivory);color:var(--charcoal);font-family:Montserrat,SF Pro Display,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica,Arial,sans-serif;font-weight:500;font-size:16px;line-height:1.4}#root{min-height:100vh;display:flex;flex-direction:column}.shell{width:100%;max-width:520px;margin:0 auto;padding:0 16px 96px;flex:1}.brand-header{padding:22px 0 10px;text-align:center}.brand-lockup{display:inline-flex;flex-direction:column;align-items:center;gap:10px}.brand-shield{width:72px;height:auto;display:block}.brand-header .firm{color:var(--navy);line-height:1}.brand-header .firm-name{display:block;font-weight:900;font-size:22px;letter-spacing:.14em;text-transform:uppercase}.brand-header .firm-group{display:block;font-weight:700;font-size:12px;letter-spacing:.32em;text-transform:uppercase;margin-top:3px}.brand-header .tagline{font-size:13px;color:var(--muted);margin-top:8px}.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:10px;padding:22px 16px;margin-top:12px}h1,h2{font-weight:900;color:var(--navy);line-height:1.1}h1{font-size:24px;margin:8px 0 14px}h2{font-size:20px;margin:4px 0 14px}p{margin:8px 0}.muted{color:var(--muted);font-size:15px}ul{padding-left:22px;margin:10px 0}li{margin:6px 0}label,legend{font-weight:700;color:var(--navy);display:block;margin-bottom:6px}fieldset{border:0;padding:0;margin:0}input[type=text],input[type=email],input[type=tel],input[type=date],input[type=number],select,textarea{width:100%;min-height:48px;padding:12px;font-size:16px;font-family:inherit;font-weight:500;border:1px solid var(--line);border-radius:8px;background:#fff;color:var(--charcoal)}textarea{min-height:110px;resize:vertical}input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible,a:focus-visible{outline:3px solid var(--blue);outline-offset:2px}.field{margin-bottom:16px}.choice-list{display:flex;flex-direction:column;gap:10px;margin:4px 0 8px}.choice{display:flex;align-items:center;gap:12px;border:1px solid var(--line);border-radius:10px;padding:14px 12px;min-height:52px;background:#fff;cursor:pointer;font-weight:600;color:var(--charcoal)}.choice input{width:22px;height:22px;flex:0 0 22px;margin:0;accent-color:var(--navy)}.choice.selected{border-color:var(--navy);background:var(--gold-tint);box-shadow:inset 3px 0 0 var(--gold)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:12px 20px;border-radius:10px;font-size:16px;font-family:inherit;font-weight:700;letter-spacing:.03em;text-transform:uppercase;border:1px solid transparent;cursor:pointer;width:100%}.btn-primary{background:var(--navy);color:#fff}.btn-primary:active{background:var(--navy-deep)}.btn-primary[disabled]{background:#8b97a3;cursor:default}.btn-secondary{background:#fff;color:var(--navy);border-color:var(--navy)}.btn-row{display:flex;flex-direction:column;gap:10px;margin-top:18px}.progress-wrap{margin:16px 0 4px}.progress-label{font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--navy);margin-bottom:6px}.progress-track{height:8px;border-radius:4px;background:var(--line);overflow:hidden}.progress-fill{height:100%;background:var(--gold);border-radius:4px;transition:width .2s}.followup{margin-top:14px;padding:12px;border-left:4px solid var(--gold);background:var(--gold-tint);border-radius:0 8px 8px 0}.error-text{color:var(--error);font-weight:700;margin-top:10px}.saved-banner{background:#e8f3ec;border:1px solid #bcd9c6;color:var(--ok);border-radius:10px;padding:12px;margin-top:12px;font-weight:700}.save-pill{font-size:14px;color:var(--ok);font-weight:600;min-height:20px}.callus{position:fixed;bottom:0;left:0;right:0;background:var(--navy);color:var(--ivory);border-top:3px solid var(--gold);padding:10px 16px calc(10px + env(safe-area-inset-bottom));text-align:center;font-size:15px}.callus a{color:var(--gold);font-weight:700;text-decoration:none}.upload-list{list-style:none;padding:0;margin:12px 0;display:flex;flex-direction:column;gap:8px}.upload-list li{display:flex;justify-content:space-between;gap:8px;border:1px solid var(--line);border-radius:8px;padding:10px 12px;font-size:15px;word-break:break-word}.upload-status{color:var(--muted);white-space:nowrap}.upload-status.done{color:var(--ok);font-weight:700}.upload-status.error{color:var(--error);font-weight:700}.page-strip{list-style:none;padding:0;margin:10px 0 4px;display:flex;flex-direction:column;gap:10px}.page-item{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--line);border-radius:10px;padding:10px;background:#fff}.page-item.warn{border-color:var(--gold);background:var(--gold-tint)}.page-item img{width:64px;height:84px;object-fit:cover;border-radius:6px;border:1px solid var(--line);flex:0 0 64px;background:#fff}.page-meta{display:flex;flex-direction:column;gap:6px;min-width:0;flex:1}.page-warning{font-size:14px;color:#8a5a12}.page-actions{display:flex;gap:8px;flex-wrap:wrap}.page-actions button{min-height:40px;padding:8px 12px;border-radius:8px;border:1px solid var(--line);background:#fff;color:var(--navy);font-family:inherit;font-weight:700;font-size:14px;cursor:pointer}.page-actions button[disabled]{color:#9aa4ae;cursor:default}code{overflow-wrap:anywhere;word-break:break-all;font-size:13px}.day-list{display:flex;flex-direction:column;gap:8px;margin:12px 0}.day-group{border:1px solid var(--rule);border-radius:10px;overflow:hidden}.day-toggle{display:flex;align-items:center;gap:10px;width:100%;min-height:48px;padding:12px 14px;background:var(--ivory);border:0;font:inherit;font-weight:700;color:var(--navy);text-align:left;cursor:pointer}.day-toggle[aria-expanded=true]{background:var(--navy);color:var(--ivory)}.day-toggle-label{flex:1}.day-toggle-count{font-weight:500;font-size:14px;opacity:.75}.day-toggle-chevron{font-size:20px;line-height:1;width:16px;text-align:center}.slot-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(140px,1fr));gap:8px;padding:12px}.slot-day{font-weight:700;color:var(--navy);margin-top:10px;font-size:15px}.hold-timer{display:flex;justify-content:space-between;gap:8px;background:var(--navy);color:var(--ivory);border-radius:10px;padding:10px 12px;font-weight:700;margin-top:12px}.hold-timer.expiring{background:var(--error)}.upstream-error{border:1px solid var(--error);border-left-width:4px;border-radius:8px;padding:12px;margin-top:12px;background:#fdf3f2}.upstream-error strong{color:var(--error);display:block;margin-bottom:4px}.visually-hidden{position:absolute!important;width:1px;height:1px;margin:-1px;padding:0;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}.hp-field{position:absolute!important;left:-9999px!important;opacity:0;pointer-events:none}img,svg{max-width:100%}.link-button{background:none;border:0;padding:0;font:inherit;color:var(--navy);text-decoration:underline;cursor:pointer}.section-eyebrow{font-size:14px;font-weight:700;color:var(--muted);letter-spacing:.02em;margin:0 0 4px}.link-button{background:none;border:0;padding:0;font:inherit;font-weight:700;color:var(--navy);text-decoration:underline;cursor:pointer}.example{margin:12px 0 4px;padding:12px 14px;border-left:4px solid var(--gold);background:var(--gold-tint);border-radius:0 8px 8px 0}.example p{margin:0 0 8px}.example p:last-child{margin-bottom:0}.hardship-input{min-height:180px}.budget-heading{font-size:18px;margin:22px 0 10px;padding-bottom:6px;border-bottom:1px solid var(--rule)}.budget-field{margin-bottom:18px}.budget-field label,.budget-label{display:block;font-weight:700;margin-bottom:2px}.budget-help{margin:0 0 6px;font-size:14px;color:var(--muted)}.currency-input{display:flex;align-items:center;gap:6px;border:1px solid var(--rule);border-radius:10px;padding:0 12px;background:#fff}.currency-input:focus-within{border-color:var(--navy);box-shadow:0 0 0 3px #142f4e1f}.currency-input span{color:var(--muted);font-weight:700}.currency-input input{flex:1;min-width:0;border:0;outline:none;font-size:16px;padding:12px 0;background:transparent}.budget-totals{position:sticky;bottom:0;margin-top:20px;padding:12px 14px;background:var(--ivory);border:1px solid var(--rule);border-radius:10px;box-shadow:0 -2px 10px #0000000f}.budget-total-row{display:flex;justify-content:space-between;gap:12px;padding:3px 0}.budget-total-row.net{margin-top:6px;padding-top:8px;border-top:1px solid var(--rule);font-size:18px}.budget-total-row.net strong{font-variant-numeric:tabular-nums}.budget-total-row.net.negative strong{color:var(--error)}.budget-total-row.net.tight strong{color:var(--warn)}.budget-total-row.net.healthy strong{color:var(--ok)}.section-plan{padding-left:22px;margin:8px 0 14px}.section-plan li{margin-bottom:10px}.budget-page-heading{font-size:19px;margin:14px 0 8px;padding-bottom:6px;border-bottom:1px solid var(--rule)}.budget-page-heading:focus{outline:none}.hardship-type{border:0;padding:0;margin:0 0 20px}.hardship-type legend{font-weight:700;padding:0;margin-bottom:6px}